Home ownership is part of the American Dream, and we’ll help you achieve it. A Blue Diamond Loan Specialist can point out the features of each type of loan and walk you through the application process.

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Fixed-Rate Mortgage

A fixed-rate mortgage offers a consistent interest rate for the life of the loan. Your monthly payment of principal and interest will stay the same so you can budget accordingly. We offer 15-year, 20-year and 30-year fixed-rate mortgage options.

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Adjustable-Rate Mortgage

An adjustable-rate mortgage begins with a fixed interest rate for an initial period. Every three to five years thereafter, the interest rate and monthly payment could adjust based on current lending and mortgage conditions.

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Home Improvement Loan

A home improvement loan allows you to access the value you’ve built in your home to pay for a remodeling project, addition, or other expense.

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Home Equity Line of Credit

A home equity line of credit is a revolving line of credit (similar to a credit card) that allows you to access the value in your home. You can draw on a line of credit during a period of 15 years with a variable interest rate. Your monthly payments will be based on 1% of your outstanding balance.

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You can fast track the loan application process by gathering these documents:

• W-2s from your employer (two years)
• If self-employed, tax returns (two years)
• Pay stubs (one month)
• Bank statements (two months)

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Use our handy Loan Calculator

To start a loan application, contact any of our Blue Diamond Loan Specialists to begin the application process.