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PRIVACY POLICY

The First National Bank Arenzville is committed to treating and using personal financial information about you responsibly. The First National Bank Arenzville Privacy Policy explains what personal information we collect, why we collect it, how we protect it, and how and why in certain cases we may share it with select other parties. We also tell you how to exercise your personal information sharing and use choices.

Rev. 2/2015

FACTS WHAT DOES FIRST NATIONAL BANK OF ARENZVILLE DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us.
This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First National Bank Arenzville chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does First National Bank of Arenzville share? Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes — to offer our products and services to you No We don’t share
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes — Information about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposes — Information about your creditworthiness No We don’t share
For nonaffiliates to market to you — for all credit card accounts No We don’t share
For nonaffiliates to market to you — for accounts and services endorsed by another organization (e.g., debit card co-branded with a baseball team) “Sponsored Accounts” No We don’t share
Who we are
Who is providing this notice? First National Bank of Arenzville with locations in Arenzville, South Jacksonville and Jacksonville
What we do
How does First National Bank of Arenzville protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safegaurds and secured files and buildings.
How does First National Bank of Arenzville collect my personal information? We collect your personal information, for example when you

  • open an account or apply for a loan
  • give us your income information or show your driver’s license
  • give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies with a common ownership. The First National Bank of Arenzville does not share with our affliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • First National Bank of Arenzville does not share with nonaffiliates so they can market to you.
Joint Marketing A formal aggreement between nonaffiliated financial companies that together market financial products or services to you.

  • First National Bank of Arenzville doesn’t jointly market.
Other Important Information
For Illinois Customers: We will not share personal information with nonaffiliates without your authorization.

Questions?

  • Call (217) 997-5585 or (217) 245-8559 or (217) 245-5585 during normal business hours.